Cost of Living in Cagayan de Oro
How much does it cost to visit Cagayan de Oro? Daily budgets, accommodation costs, and real price examples for 2026.
Photo: Frank McKenna / Unsplash
Daily Budget Breakdown
Budget
Hostels, street food, free attractions
PHP 1500
per day
Weekly: PHP 10500
Monthly: PHP 45000
Examples
- 🏨Hostel bed at Red Planet Cagayan de OroPHP 600
- 🍽️Breakfast at a local carinderia, Lunch at a fast food chain like Jollibee, Dinner at a street food stall near DivisoriaPHP 400
- 🚌Motorcycle taxi (habal-habal) for short distances, Public jeepney for longer tripsPHP 200
- 🎟️Explore the Cagayan de Oro Urban Park, Visit the St. Augustine Metropolitan Cathedral, Walk around Divisoria Night MarketPHP 300
Mid-Range
3-star hotels, restaurants, guided tours
PHP 3500
per day
Weekly: PHP 24500
Monthly: PHP 105000
Examples
- 🏨Standard room at Primavera Residences HotelPHP 1500
- 🍽️Breakfast at the hotel, Lunch at Cucina de Oro, Dinner at Sentro 1850PHP 1200
- 🚌Grab car for convenience, occasional tricycle ridesPHP 500
- 🎟️Visit the Xavier Museum, Go souvenir shopping at Centrio Mall, Enjoy a coffee at a cafe in Limketkai CenterPHP 300
Luxury
5-star hotels, fine dining, private tours
PHP 8000
per day
Weekly: PHP 56000
Monthly: PHP 240000
Examples
- 🏨Deluxe room at The VIP HotelPHP 4000
- 🍽️Breakfast buffet at The VIP Hotel, Fine dining lunch at Bistro Malungeat, Romantic dinner at Missy Bonbon Bread and Pastry ShopPHP 3000
- 🚌Private car with driver for the dayPHP 500
- 🎟️White water rafting adventure on the Cagayan de Oro River, Spa treatment at the hotel, Evening cocktails at a rooftop barPHP 500
Cost by Category
accommodation
800-2500 PHP
food
500-1000 PHP
Transport
200-400 PHP
activities
300-700 PHP
Cost by Neighbourhood
| Neighbourhood | Budget Level | vs City Centre | Best For |
|---|---|---|---|
| City Center | Mid-range | average | first-timers, culture |
| Macasandig | Budget | cheaper | families, budget |
| Kauswagan | Budget | cheaper | budget, digital nomads |
| Carmen | Budget | cheaper | foodies, budget |
Money-Saving Tips for Cagayan de Oro
🏨 Accommodation
- Stay in budget neighbourhoods outside the tourist centre
- Book apartments for longer stays (weekly discounts)
- Travel in shoulder season for lower hotel rates
- Compare prices across multiple booking platforms
🍽️ Food & Drink
- Eat where locals eat, away from tourist hotspots
- Try street food and market stalls for cheap eats
- Buy lunch specials instead of evening meals
- Cook some meals if your accommodation has a kitchen
🚌 Transport
- Buy multi-day transit passes for unlimited travel
- Walk between nearby attractions to save fares
- Use public transport over taxis where possible
- Book airport transfers in advance for fixed prices
🎟️ Activities
- Take free walking tours (tip-based)
- Look for free museum days or discounted hours
- Book tours and activities online for lower prices
- Explore parks, markets, and neighbourhoods on foot
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FAQ: Cagayan de Oro Costs
How much does it cost to visit Cagayan de Oro?
Budget travellers can visit Cagayan de Oro for around PHP 1500/day (PHP 10500/week). Mid-range travellers should budget PHP 3500/day, while luxury travel costs around PHP 8000/day.
Is Cagayan de Oro expensive?
Cagayan de Oro is on the expensive side. Budget travellers need at least PHP 1500/day. Consider staying in budget neighbourhoods and eating at local spots to save.
How much should I budget per day in Cagayan de Oro?
For a comfortable mid-range experience in Cagayan de Oro, budget PHP 3500/day. This covers a decent hotel, meals at sit-down restaurants, public transport, and a couple of activities.
What is the cheapest way to visit Cagayan de Oro?
Budget travellers in Cagayan de Oro can get by on PHP 1500/day by staying in hostels or budget hotels, eating street food and local restaurants, using public transport, and choosing free walking tours and public attractions.